Representing Homeowners
Throughout Southwest Florida

Main Office
223 Dr. Martin Luther King Jr. Blvd
Punta Gorda, FL 33950

Phone: 888-808-9618

Email: rick@ruhllawgroup.com

Web: www.ruhllawgroup.com

Foreclosure is an action by the bank to take back your property. In the state of Florida, you only have twenty days to respond to the bank’s foreclosure action and it is only during this time, that you have the right to fight the action. Banks are required to take specific steps in order to have the right to foreclose. Without an experienced Foreclosure Defense attorney, you may not know whether the bank has done the foreclosure according to requirements of the law.

Almost all mortgages in the state of Florida have the right of "reinstatement.” Meaning, if at any time during the foreclosure litigation process the borrower is able to make the late payments or can make a deal with the bank to cure the arrearages or late payments, legally the bank must dismiss the foreclosure action. Many people feel very overwhelmed or confused when they get sued for foreclosure. Often times they walk away from their home, not knowing that by hiring an attorney and fighting this action it is very possible to save the house, even without filing bankruptcy.